Tuesday, October 27, 2009

Mortgages and Nightmares- The Same Thing?

Just when you think everything you have worked so hard for is about to happen, it doesn't.
Has that ever happened to you? Well of course it has. And it leaves you feeling down and put upon to say the least.

I have been working with our mortgage company to get our adjustable rate loan modified since January of this year. Please note I said since January. That would imply that the process is not yet complete because it isn't.

I have filled out forms no less than 4 times, over-nighted and faxed them to our account manager multiple times and made dozens and dozens of phone calls requesting return calls to no avail, have gone through 4 of the required 3-month trial payment periods to find myself still waiting.

And just when it looks like the modification is finally done.... it's not.
A new account manager, more forms to fill out, more tax forms needed, more time, more money, more stress and anxiety...

And when it is all said and done what will we have?

That remains to be seen.... I'm off to fax yet another round of forms I have already faxed to answer questions I have already answered...

Finger's crossed...just one last time?

Monday, October 26, 2009

Now IS The Time...

It's 7:30 am and the kids have gone off to school in a mad whirlwind of book bags, brown paper lunch sacks with jackets trailing behind.

There was the usual morning tug-of-war to get them out of bed and into clean clothes, fed and appropriately groomed; the endless battle of wills to get them to put on jackets or hoodies before heading out into the cold, damp foggy morning. And now that they have left, en masse, the house is eerily quiet and calm.

So now is the time for me to get some work done. I have entered into a new financial endeavor, writing ads online. So far it has earned me 53.00 and cost me about 100.00. But the ads have only been up for a few days so I am still in the learning curve thing on how to make the ads catchy enough to generate more traffic to the merchandisers site.

Now is also the time for me to do some online reading on how I can use my writing skills to add to my income. Which at this point is non-existent so it can only get better, right?

I know a lot of you out there see the 'Work From Home' ads online all the time and are leery. Well, some of them are real and seem to actually work. At least they have for me thus far.
Don't get me wrong, it takes time and a certain ability to put words into some kind of sense that will catch the attention of John Q. Public, but other than that?

Well, it seems now is the time for me to try new things and think outside of the box....
Maybe Now is Your time too!